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Serving Center Point since 1965.

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Welcome to Exchange State Bank!

Welcome to Center Point Bank & Trust

Commercial Accounts

Center Point Bank & Trust delivers everything you expect from a large commercial bank – with the level of personal service and responsiveness that you associate with a small bank.

Why Bank at Center Point Bank & Trust?

Our goal isn't to be the biggest bank around—simply the best. At Center Point Bank & Trust, we've got big city banking with hometown attitude. Enjoy progressive, convenient banking with your friends at Center Point Bank & Trust.

Online Banking

Center Point Bank & Trust's online banking options allow you to access your account without leaving home.

Bill Pay

Save time and add convenience to your life with Bill Pay.


Mortgage Loans


Your home may be the biggest purchase you'll ever make. Center Point Bank & Trust is here to make it easy for you. Our loan professionals will walk you through all of your options.

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Construction Loans

Ag loans

Whether you are building your dream home, or a builder interested in financing new construction, Center Point Bank & Trust will work closely with you to help you choose the best new home construction loan for you.
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